One Wrong Statement Can Cost and Entire Insurance Claim
A recent real-life case highlights an important lesson for every policyholder.
After a road accident, the actual driver was not mentioned in the police complaint. Instead, another person was shown as the driver, thinking it would avoid unnecessary complications and speed up the process.
The claim was submitted.
During the insurer's investigation, mobile tower location records revealed that the person named as the driver was actually several kilometres away from the accident spot at the time of the incident.
The facts came out.
The claim was rejected.
Not because the accident was fake.
Not because the policy had lapsed.
But because the information provided was incorrect.
📌 The Lesson: ✅ Always state facts exactly as they happened✅ Ensure the FIR/police complaint reflects the truth✅ Never modify information for convenience✅ Correct any genuine mistake immediately
Insurance is built on the principle of utmost good faith. A genuine claim can be jeopardized by a single misrepresentation.
A small shortcut today can become a costly mistake tomorrow.
— Senthilkumar, Health Insurance Advisor
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